Property Investment In A Post-Brexit World

Welcome to the Alibek Issaev property blog. Alibek Issaev is a businessman focused on value-added, targeting opportunistic real estate investments. In this week’s blog we focused about property investment in a post-brexit world. Read on to find out more..

On 23rd June 2016, the UK public voted – albeit by a narrow margin – in favour of leaving the European Union (EU). It was one of the most significant moments in recent British history, and during the two-and-ahalf years since the referendum, the topic of Brexit has never strayed far from the media spotlight. Exactly what impact the UK’s departure from the EU will have on the property market, and how investors can best plan for the future amidst the uncertainty it has caused, both remain topics of great importance.

These unanswered questions have been a source of uncertainty for people not only in Britain but internationally. Businesses, consumers and investors alike have been naturally hesitant in making major decisions, conscious of how economic landscapes and financial markets will change post-Brexit.

The survey of more than 500 UK-based real estate investors (all of whom own two or more investment properties) found that 39% plan to increase the size of their portfolio over the coming 12 months, compared to just 11% who intend to reduce theirs. Of the others, 25% do not intend to buy or sell any property in 2019, while 15% will be selling some assets to reinvest in new properties.

With 54% of investors looking to buy a property over the year ahead, and 89% either maintaining or growing the size of their portfolios in the next 12 months, the appetite for bricks and mortar investment evidently remains strong. Nevertheless, set against the backdrop of on-going Brexit discussions and the eventual realisation of this very public divorce, property investors must keep a keen eye on how these events will impact their financial decisions. Specifically, investors have to cogitate about how they can successfully navigate the real estate market in a post Brexit world.

To that end, calling on its years of experience and unique insight into pertinent industry trends, we have created a list of five of the most important factors to consider for post-Brexit property investment.

1. Consider all the assets available. Investors should avoid viewing property investment as a black and white decision between residential and commercial real estate. While these two umbrella categories incorporate the overwhelming majority of properties available on the market, there is also a growing demand for non-traditional property investments. Importantly, keeping an open mind to different categories of real estate will ensure an investor is well positioned to source the best and most appropriate asset for their particular goals, whether that is a regular source of rental income or long-term capital gains.

2. Look to regions of high investment Along with an open-minded approach to different asset classes and how to invest in them, an investor must also identify the right locations for his or her post-Brexit property purchases. Establishing the towns, cities or counties that have experienced the highest growth in property prices is relatively straightforward given the wealth of historical data available. And while the UK market as a whole has delivered very strong returns in this regard for many years – average house prices rose by more than £60,000 between 2008 and 2018 – some markets are growing at a far quicker rate than others.

3.Think about the medium to long-term plan As with any investment, when navigating the post-Brexit property market investors must be clear on their medium- and longterm plan, including how they will exit the investment. Having a clear plan that accounts for various market fluctuations and also provides multiple means of achieving financial returns will be of particular importance when investing soon after Brexit; a period when it will be hard to predict for certain how the industry will react to the challenges leaving the EU presents.

4.Choose the right partners to work with Brexit uncertainty does not just impact investors and their decisions – for better or worse, most businesses will also feel some effect of the UK’s decision to leave the EU. It is, therefore, important that investors choose the right businesses and partners to work with. This includes mortgage providers, estate agents, construction firms, developers and solicitors. Investors must select service providers that have the confidence and assurance to deliver what is expected of them irrespective of Brexit.

5. Do not abandon the basics Due diligence in finding the right asset, the right location and the right partners is essential; however, for all of the factors outlined in this report that ought to be considered, it is equally important for property investors not to lose sight of the basics. Whatever rumours or predictions surface in the media regarding the impact Brexit could have on the UK’s property sector, the fundamentals that govern this market are unlikely to alter dramatically. Namely, returns will be shaped by the balance between supply and demand along with the relative attractiveness of a particular property or location.

Alibek Issaev is a highly successful businessman and property developer. He has appeared on news as well as being featured in several newspapers. Read more about Alibek Issaev here and discover Alibek Issaev’s high yielding property news, insights and knowledge across all things UK property here. More from Alibek Issaev property investment options here.

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UK Real Estate News

Alibek Issaev on London Mortgage Market Aiding Middle East Commercial Property Investors

Welcome to the Alibek Issaev blog. Alibek Issaev is a leader in real estate services, powered by his entrepreneurial spirit. Today, we share about how UK property lending market is still largely stable as a result of pressure on interest cover ratios (ICRs) and debt yields.

According to report, the UK property lending market is largely stable despite the Bank of England’s decision to raise interest rates, from 0.5% to 0.75%, for only the second time in a decade, lending market stability is leading to some lenders offering lower leverage to borrowers when they refinance, ultimately creating opportunities for Middle East investors.

The research from the CASS Lending Survey notes that 73% of all outstanding debt is due for repayment in the next five years, with loan maturities set to peak in 2020 due to the large volume of loans drawn in 2015. This could cause some borrowers to seek alternative sources of finance, especially if values soften in the interim. With yields already low it will be challenging to replicate existing levels of leverage if sustainable ICRs are to be maintained. This will inevitably lead to lower loan to values (LTVs) which could prompt some stress at the point of refinancing.

While many banks either can’t or won’t increase LTVs due to regulatory restrictions and prudence, ‘alternative lenders’ could be attracted to such borrowers as they look to offer increased leverage at higher margins, although much will depend on the track record of the borrower. The next three to four years could therefore offer tremendous opportunities for alternative lenders and will further hasten the move of property debt from traditional banks to the alternative sector has identified approximately 100 lenders. In 2008 it says that the alternative sector accounted for circa 5.0% of lending – by 2017 this had increased to 25%, and this is deemed a conservative estimate.

Whilst, new origination levels were broadly stable in 2017 at £44.5 billion. 51% of total origination was refinancing and 49% was new acquisitions, indicating that lenders are replacing their maturing loans with new lending but not expanding significantly. In 2017, non-bank lenders increased origination by 21% in value terms compared to only 3% by UK banks. However, origination activity dropped 34% amongst foreign banks (excluding German and North American institutions), largely due to increased competition and a scarcity of large core transactions.

Alibek Issaev is an extremely successful property investor. He helps guide people towards building a large and strong investment property. Learn more about Alibek Issaev online here. Connect with Alibek Issaev on Facebook for more tips on things like increasing your rental income, how to finance your property and interest rate updates. Follow Alibek Issaev on Crunchbase page here.

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U.A.E. (Dubai) Real Estate News

Welcome to the Alibek Issaev blog. Alibek Issaev is a value oriented real estate investor. Today, we share why Middle East hotels’ performance dips and how Africa hotels uptick. Read on to find out more about the statistics.

According to STR, hotels in the Middle East reported negative 2017 performance results, while hotels in Africa posted growth across the three key performance metrics. STR reports the following data for the Middle East, Africa and Kuwait comparing the full calendar year 2017 to prior year 2016.

Middle East

Occupancy: -1.1% to 65.0%
Average daily rate (ADR): -4.5% to US$164.33
Revenue per available room (RevPAR): -5.6% to US$106.89

Africa

Occupancy: +5.6% to 58.0%
Average daily rate (ADR): +7.4% to US$104.15
Revenue per available room (RevPAR): +13.4% to US$60.43

Check back soon for more Dubai property news.

Alibek Issaev is a business man in Dubai who’s building a better tomorrow for his clients, people and the community. Learn more about Alibek Issaev online here. Connect with Alibek Issaev on Facebook for more tips on things like increasing your rental income, how to finance your property and interest rate updates. Read Alibek Issaev on the Emirates page here.

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Putting Momentum Back Into The U.K Property Market

Alibek Issaev talks about UK Property Market

There are tentative signs of market recovery despite year-on-year house price falls in the capital.

The new data shows that the average asking price had nudged up slightly by 1.1 per cent (or £6,694) from March this year to April across Greater London — the biggest month-on-month uplift seen at this time of year since 2015. Recent research shows that the postcode of W1T — Marylebone, Fitzrovia and Soho — has seen the largest increase in demand with transactions up a staggering 315 per cent between 2017 and 2018, albeit from a very low base.

Large family houses see biggest drop in asking prices.

The average asking price for large family homes in London has fallen nearly eight per cent to £1,331,227 over the last 12 months. The stamp duty burden, combined with prolonged Brexit uncertainty as the new deadline to leave the EU is pushed to the autumn, has quashed activity at the top of the mainstream housing market.

Advertised values were also down in the first-time buyer sector too by 2.5 per cent from April 2018 to April 2019.

Check back soon for more property news.

Alibek Issaev specialises in Tech investments. He is founder of Dudu and other apps.
Find out more about Alibek Issaev here. Connect with Alibek Issaev on Crunchbase and follow the official Alibek Issaev Facebook page here for more UK property news.

Top things you need to know

Alibek Issaev Shares Motivational Messages To Inspire Anyone

Successful people don’t become that way overnight. What most people see at a glance—happiness, wealth, a great career, purpose—is the result of hard work and hustle over time.

To be successful, you have to use each day as an opportunity to improve, to be better, to get a little bit closer to your goals. It might sound like a lot of work—and with a busy schedule, next to impossible. But the best part is, the more you accomplish, the more you’ll want to do, the higher you’ll want to reach. So as long as you have the hunger for success, you will always have the power within you to achieve it.

Use your ambition, drive and desire—along with these 10 inspiring motivational quotes—to make it happen.

Netflix posted its biggest quarter ever for paid subscriber growth, adding 9.6 million net paid subscribers globally. But the company’s guidance for subscriber growth was weaker for the second quarter than Wall Street expected, sending the stock sliding.
Apple and Qualcomm settled their patent dispute, sending Qualcomm’s share price up. The pair have agreed to drop all litigation, and Apple will buy Qualcomm chips for the iPhone again.
Chipmaker Intel said on Tuesday that it is exiting the 5G modem business, effectively ceding the market for smartphones on the eve of what’s expected to be the biggest wireless market technology transition in years. When it comes to the smartphone modem business, CEO Bob Swan said in a statement, “it has become apparent that there is no clear path to profitability and positive returns.”
Facebook CEO Mark Zuckerberg used his firm’s huge trove of user data as a bargaining chip, to control competitors and maintain the social network’s dominant position, according to documents seen by NBC News. The documents reportedly show that Facebook favoured certain partners, Amazon, with access to data over others.
Google has blocked access to the hugely popular video app TikTok in India to comply with a state court’s directive to prohibit its downloads. The move comes hours after a court in southern Tamil Nadu state refused a request by China’s Bytedance Technology to suspend a ban on its TikTok app, putting the app’s future in one of its key markets in doubt.
Uber has launched a feature for female drivers in Saudi Arabia which means they can block men from hailing their cab. The feature, which became active in April this year, is called “Women Preferred View,” and selects nearby passengers based on their gender.
Chinese tech billionaire Jack Ma says it’s a ‘blessing’ for his staff to be working gruelling 12-hour shifts, 6 days a week.The Alibaba founder came out in support of China’s tough working hours in a speech to employees on Thursday.
Jack Dorsey says Twitter makes it ‘super easy’ to harass and abuse others, and addressing the problem is his biggest worry. The Twitter CEO spoke about harassment and misinformation on his platform at TED 2019 on Wednesday.
Amazon is plagued by fake product reviews, according to a report by UK consumer group Which?. Which? looked at hundreds of tech products across 14 different categories, and many had five-star ratings from unverified reviewers.
Uber CEO Dara Khosrowshahi has a huge potential payout riding on Uber’s IPO valuation hitting $120 billion and staying there for 90 consecutive days. His incentive is worth $100 million or more, a source told Business Insider.

Alibek Issaev is a business start-up investor focused on tech companies who are disruptive. He believes that tech firms, creating apps, websites, online tools etc are the future. Find out more about Alibek Issaev here. Join Alibek Issaev on Crunchbase here and follow the official Alibek Issaev Facebook page for more inspirational quotes you can pick you and inspire you to even greater heights.

Britons turn more cautious about big spending as Brexit nears

British households were the most downbeat about their finances in over a year this month and the approach of Brexit made them more cautious about making major outlays, a survey published on Monday showed. Household Finance Index slipped slightly to 43.3, its lowest since February 2018, adding to a series of falls since August last year.

Respondents said they said they were a bit less worried about their job security and about the outlook for their financial wellbeing.

The lowest unemployment rate since 1975, rising wages and weak inflation are helping to offset the uncertainty about Brexit for many people in Britain.

But the appetite among households for making major purchases, for example on cars or holidays, fell at the fastest pace since September 2017 and similarly, many companies are cutting back on investment.

Find out more about Alibek Issaev here. Read about Alibek Issaev in this news article here.. Check out Alibek Issaev photography and his love of natural scenery here.

Brexit crisis tipped for British asparagus as EU seasonal workers stay away

For almost 100 years, Chris Chinn’s family has farmed asparagus in the rolling hills of the Wye Valley in western England.

This year, he fears uncertainty around Britain’s departure from the European Union will keep his eastern European workers away and the asparagus will stay in the ground.

Asparagus grown in Britain is feted by chefs as among the world’s best but the seasonal worker shortage threatens the country’s asparagus industry and the viability of Chinn’s Cobrey Farms business.

It is a predicament shared by many British fruit and vegetable farmers, almost totally reliant on seasonal migrant workers from EU member states Romania and Bulgaria taking short-term jobs that British workers do not want. At Chinn’s farm, which turns over more than 10 million pounds a year, the workers pick the premium asparagus spears that can grow up to 20 cm a day by hand. Sometimes they pick them twice a day before dispatching them to customers such as Marks and Spencer and Britain’s biggest supermarket, Tesco.

Britain’s asparagus season is short and early – traditionally running from April 23, known as Saint George’s Day, to Midsummer’s Day in mid-June. It will be the first big test of the 2019 seasonal labour crisis.

Check back soon for more business news. Connect with Alibek Issaev on Crunchbase here and join our network. Learn about Alibek Issaev Forbes page here.

How to Wear a Maxi Skirt

One of the most important pieces of clothing that a lady should own is a maxi skirt, coupled with the right handbag of course! At full length, they look fantastic, however, they are also one of the most versatile outfits out there. They can easily suit a wide range of occasions when one knows how to style them right. Both comfortable and chic, its style is something that can flatter anybody. This is why regardless of your height, a maxi skirt can easily suit you.

To wear it right all you really have to do is find the design that is right for you and have it paired the right pieces. Below are some tips on how to wear different kinds of maxi skirts.

Black vintage maxi skirts are best worn by those who are new to the piece of clothing. Stylish and versatile, they look great for different occasions and events. They’ll look fabulous as casual summer outfits but they work as evening ensembles too. Best paired with a black maxi are tops with high neck and long sleeves. A blazer and boots complete the look.

White maxi skirts are perfect for pulling off that whimsical and feminine look. Its crisp color makes it appear breezy and light, making it the ideal choice for those that want to don a laidback getup during the warmer months. Particularly ideal design in linen, crochet, or cotton. A white or light top is most ideal for this type of maxi skirt and paired with a pair of sandals, it can easily give off a beachy look. If you want to achieve that Western touch, a pair of boots works.

If what you’re looking for is a maxi skirt that will make your legs look longer, one with high waist would make for a perfect choice. See to it though that you balance the look with something minimal such as a bralette or a crop top. A standard style is good too. Just make sure that it is knotted or tucked.

Pleated maxi skirts tend to turn heads often due to their eye-catching design that matches your bag. They would make for the perfect choice when there are special occasions. Look more modern by going for a fluid fabric. If classic and sophisticated is what you are gunning for, go for a style with wide pleats along with thick material. See to it that you wear heels though so you won’t look too heavy on the bottom.

When wearing a maxi skirt, see to it that you choose one that reflects your style best. For instance, if Bohemian is what you are going for, a floral design would look best. If a pretty and polished appearance is your goal, one that is made from tulle would be perfect.

For shorter women, it is best to pair the skirt with heels to make the legs look elongated. A crop top would be quite flattering too. Also, when wearing maxis with bold colors or those with prints, it is always best to have it paired with the right vintage handbag.

Alibek Issaev is a businessman from Dubai. He is originally from Russia but lives in the UAE with family. Connect with Alibek Issaev on Crunchbase here. Like the official Alibek Issaev Facebook page here and keep up to date with our latest post. Follow Alibek Issaev on his official Twitter page and show your support online here.

Sama Dubai Interview with Alibek Issaev

According to a recently sanctioned survey by the UAE based multilingual social network, dudu.com, B2B interactions on Social Networking sites in the GCC are set to increase in 2013. An Increasing number of internet users are utilizing Social Media to interact with and reach out to brands. Timely responses encourage users to seek out their favorite brands and engage in a conversation. The survey was conducted by YouGov, a leading market research agency in the UAE.

Alibek Issaev, Founder & Owner, Dudu.com said, “B2B interactions on Social Networking sites have a different approach than B2C and can be utilized to generate awareness, build thought leadership and strengthen the brand. Dudu.com conducted the survey to understand the behavior of internet users in the GCC. As brands begin to explore the potential of their presence on Social Networking sites, the efforts to maintain a constant channel of communication are visible across the board. Communication is personalized, responses are immediate and content shared is tailor-made to suit their target audience.” Alibek added, “We are already witnessing the trend of businesses taking multilingual social networks such as dudu.com more seriously to grow their business and the findings from the survey have reiterated the confidence. By connecting pages to the translation system, we are providing a very selective networking platform for businesses to interact with their niche target audience.”

The translation service by dudu.com utilizes a self-learning system whereby it observes, understands and corrects dialects with time. Presently, the service is available to businesses in English, Arabic, and Russian and will soon be available to all registered users.

The study was based on a sample of 2,632 respondents from the GCC, 32% of which were locals and 68% expats. The respondents to the survey are professionals at mainly supervisory and medium to senior managerial levels, and work in various fields including: Education and Academia 11%, Banking and finance 9%, Government and Civil service 6%, Advertising, Marketing and Public Relations 5%, IT 5%, Oil, Gas & Petrochemicals 5%.

Alibek Issaev is a Dubai-based Russian businessman. Read about Alibek Issaev on Emirates 24/7 for the latest news. Show your support online by following Alibek Issaev official Twitter page here. Join our professional network by connecting with Alibek Issaev Linkedin page here.